Terms of Service

Effective Date: December 10, 2025

Version: 1.0

1. Acceptance of Terms

By accessing and using OptionsIQ.io ("the Platform"), you accept and agree to be bound by the terms and provisions of this agreement.

2. Description of Service

OptionsIQ.io is an educational platform that provides:

• Options trading information and analysis
• Investment calculators and tools
• Market news and educational content
• Community discussion features

3. Not Financial Advice

IMPORTANT DISCLAIMER

OptionsIQ.io does NOT provide financial, investment, or trading advice.

All information on this platform is:

• For educational purposes only
• Not personalized financial advice
• Not a recommendation to buy or sell securities
• Subject to change without notice

You are solely responsible for your trading decisions.

4. User Accounts

4.1 Registration

• You must provide accurate information
• You are responsible for maintaining account security
• You must be at least 18 years old
• One account per person

4.2 Account Termination

We reserve the right to terminate accounts that violate these terms.

5. User Conduct

You agree NOT to:

• Post false or misleading information
• Harass or abuse other users
• Attempt to manipulate or hack the platform
• Use automated bots or scrapers
• Violate any applicable laws

6. Intellectual Property

All content on OptionsIQ is protected by copyright and intellectual property laws.

You may not:

• Copy or redistribute platform content without permission
• Use our branding or trademarks without authorization

7. Risk Acknowledgment

Options trading involves substantial risk of loss.

By using this platform, you acknowledge:

• You understand options trading risks
• You have the financial capacity to bear losses
• Past performance does not indicate future results
• You will not hold OptionsIQ liable for trading losses

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

OptionsIQ and its operators are NOT liable for:

• Trading losses or missed opportunities
• Errors or omissions in platform content
• Service interruptions or data loss
• Third-party actions or content

9. Indemnification

You agree to indemnify and hold harmless OptionsIQ from any claims arising from your use of the platform or violation of these terms.

10. Changes to Terms

We may update these Terms at any time. Continued use of the platform constitutes acceptance of updated terms.

11. Governing Law

These Terms are governed by the laws of the United States.

12. Contact

For questions about these Terms, contact us at: legal@optionsiq.io

By using OptionsIQ, you acknowledge that you have read, understood, and agree to these Terms of Service.